Protecting What Matters Most, simplified

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As business owners and insurance professionals, we know how tricky it can be to find the right coverage—especially when standard policies don't quite meet your needs. Home Team Insurance provides customized insurance solutions for homeowners, businesses, and more. Whether you’re protecting your personal property or securing your business, we’ve got you covered with an insurer who truly understands what you need.


QUESTIONS?

We've got answers.

Whether you're insuring your first short-term rental or expanding your portfolio, the Home Team Insurance team is here to help every step of the way. From choosing the right coverage to understanding your policy, we make the insurance process simple, fast, and tailored to your needs.


Let us know how we can help—peace of mind is just a conversation away.


Our Process

INQUIRY

Request a quote, and we'll comprehensive analysis to offer the best coverage options.

Consultation

We assist in understanding your insurance needs and guide you through selecting appropriate policies.

Customization

Tailor comprehensive insurance plans to fit individual or business requirements.

Activation

Finalize the policy details, complete necessary documentation, and ensure you are covered.


Entrepreneurs growing their rental and investment property portfolios need insurance that keeps up—not a one-size-fits-all policy. We provide tailored coverage that protects your assets at every stage.


Partnering with leading insurance providers, we’ve designed a program that prioritizes property protection without unnecessary hurdles. No more rigid requirements—just flexible policies that scale with your investments. Our process is simple, efficient, and hassle-free, giving you the coverage you need without the complications.


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Insurance Programs

Property Protection

Insurance

Protect Your Investment from Damage and Loss


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Liability

Insurance

Safeguard Against Injury and Lawsuits


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Guest Insurance

(Travel Insurance)

Protect Guests During

Their Stay


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Business Insurance

for Hosts

Ensure the Success and Safety of Your Vacation Rental Business


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Event Insurance (For Property Owners Hosting Events)

Coverage for Hosting Special Events at Your Rental Property


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Rental Income

Protection

Ensure Financial Stability in Case of Property Damage


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We Understand What Matters to Policyholders

Trust

We believe in honesty and integrity—no hidden clauses, no fine print surprises. Our policies are clear, straightforward, and built to protect what matters most to you.


Reliability

Insurance should be there when you need it most. We provide dependable coverage and responsive support, ensuring you’re never left in the dark.


Personalization

Your needs aren’t one-size-fits-all, and neither are our policies. We tailor coverage to fit your lifestyle, business, and future goals.


Clarity

Insurance doesn’t have to be complicated. We break down the details in simple terms, so you always know exactly what you’re getting.

Protect What Matters Most

Insurance Map

We offer insurance services in all 50 states!

Your trusted partner in safeguarding your home, business, and future. Whether you're securing your first policy or optimizing coverage for your growing assets, we specialize in tailored insurance solutions designed to provide peace of mind. With competitive rates, fast approvals, and industry expertise, we make protecting what matters most simple, seamless, and stress-free. Let HT Insurance give you the confidence to move forward, knowing you're covered.